A metal card is a heavier, premium-feeling card — and in Canada that almost always means a premium travel or rewards card. The metal itself is cosmetic; what matters is the rewards and perks that come with it. Here are the Canadian cards whose metal body we could verify.
Verified at the issuer · June 14, 2026
Metal cards are a status signal more than a feature — the body doesn’t change your earn rate. In Canada the metal cards are concentrated among the American Express charge cards and the Visa Infinite Privilege tier, with a couple of outliers. We only list cards whose metal construction is confirmed by the issuer or multiple reputable sources.
Two honest caveats: the Amex metal cards have a metal face with a plastic back (not solid metal), and the KOHO Metal card is a prepaid card, not a credit card — so it won’t build credit. Several premium cards people assume are metal (the CIBC Aeroplan Visa Infinite Privilege, the RBC Avion Visa Infinite Privilege) could not be confirmed and are left off.
American Express
A metal card (metal face) with the widest lounge access in Canada and premium travel perks.
Earns
Best for The flagship metal card, if you’ll use the lounge and travel benefits
Verified at the source · 2026-06-14American Express
A 13g metal Air Canada card with Maple Leaf Lounge access.
Earns
Best for A metal Aeroplan card for Air Canada flyers
Verified at the source · 2026-06-14American Express
A mid-fee metal card for everyday rewards — note it has no lounge access.
Earns
Best for A metal card at a mid-tier fee for everyday spending
Verified at the source · 2026-06-14TD
A metal Aeroplan card with unlimited Maple Leaf Lounge access.
Income / eligibility $150,000 personal or $200,000 household
Best for A metal Air Canada card with strong lounge access
Verified at the source · 2026-06-14CIBC
A metal travel card (CIBC: “Receive a metal card”) with a $200 travel credit and lounge passes.
Income / eligibility $150,000 personal or $200,000 household
Best for A metal travel card with an annual travel credit
Verified at the source · 2026-06-14BMO
BMO’s metal premium rewards card.
Best for BMO customers who want a metal premium card
Verified at the source · 2026-06-14Wealthsimple
A metal card sent automatically to clients with $100,000+ in Wealthsimple assets.
Earns
Best for A no-fee metal card if you hold $100k+ at Wealthsimple
Verified at the source · 2026-06-14KOHO
A metal card with no credit check — but it is prepaid, not a credit card.
Best for A metal card without a credit check (it’s prepaid)
Watch out: Prepaid, not credit — it won’t build your credit history.
Verified at the source · 2026-06-14The confirmed metal cards include the American Express Platinum, Aeroplan Reserve and Gold Rewards; the TD Aeroplan Visa Infinite Privilege; the CIBC Aventura Visa Infinite Privilege; the BMO eclipse Visa Infinite Privilege; and the Wealthsimple Credit Card (metal tier). KOHO Metal is also metal but is a prepaid card, not credit.
No — the metal body is purely cosmetic and doesn’t change the earn rate or benefits. Metal cards tend to be premium travel cards, so they often carry rich rewards and perks, but that comes from the card’s program, not the metal. Choose on the rewards and fee, not the material.
Not entirely — the current contactless Amex metal cards (Platinum, Gold, Aeroplan Reserve) have a metal face with a plastic back, rather than being solid metal. They’re still noticeably heavier than a standard plastic card, but it’s worth knowing if solid metal is what you’re picturing.
The closest is the Wealthsimple Credit Card, which is metal and has no annual fee if you hold $100,000+ in Wealthsimple assets (otherwise about $20/month). KOHO Metal has no credit check but is a prepaid card with a monthly plan fee, not a true credit card.
Educational comparison, not credit advice. Every figure verified against the issuer’s page or reputable Canadian sources on June 14, 2026; welcome offers and intro promos are time-sensitive and change without notice — confirm current terms at the issuer before you apply.
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