Amex Aeroplan Card
American Express · Amex (charge card)
$120/year
Charge card — 30% interest on balances not paid in full
- 2× Air Canada & AC Vacations · 1.5× dining and food delivery · 1× else
- Free first checked bag for up to 9 on one Air Canada reservation
Up to 45,000 pts (35k at $7,500/6mo + 10k month-13 spend) — ongoing
- Income
- No income requirement
- FX fee
- 2.5% (Amex fee schedule)
- Travel medical
- NONE — certificate-confirmed: zero emergency-medical coverage on this card
- Rates
- Charge card — pay in full (30% on carried balances) purchases · n/a advances
Verified at American Express · Jun 12 The Aeroplan default $75 per additional cardholder; first-year rebate in the current offer
- 1.5× gas, EV charging, grocery and direct Air Canada · 1× else
- Free first checked bag for up to 9 travellers on one reservation + NEXUS credit
Up to 40,000 Aeroplan pts (10k first purchase + 15k at $3,000/90 days + 15k anniversary at $12,000) + first-year rebate — ongoing, may be withdrawn
- Income
- $60,000 personal / $100,000 household
- FX fee
- Not published on the card page — confirm in the cardholder agreement (typically 2.5%)
- Travel medical
- 21 days if 64 or under ($2M) · 65+: first 4 days — among the best big-bank 65+ treatment
- Rates
- 21.99% purchases · 22.99% advances
Verified at TD · Jun 12 Amex Aeroplan Reserve
American Express · Amex (charge card)
$599/year
The Maple Leaf Lounge card Supplementary Reserve $199
- 3× Air Canada & AC Vacations · 2× dining/food delivery · 1.25× else
- Maple Leaf Lounge + AC Café access (Canada/US) · free first checked bag for up to 9 · annual Companion Pass
Up to 150,000 pts (70k at $7,500/3mo + 40k at $45,000/12mo + 40k months 15–17) — offer ends July 28, 2026
- Income
- No income requirement
- FX fee
- 2.5% (Amex fee schedule)
- Travel medical
- 15 days if under 65 ($5M) · 65+: EXCLUDED — the Amex pattern holds at $599
- Rates
- Charge card — pay in full purchases · n/a advances
Verified at American Express · Jun 12 