2026 Tax Year · Canada
Canadian income tax — by province (2026)
Federal and provincial tax brackets for every province and territory in 2026, verified at the government source. Pick your province for the full schedule, basic personal amount, age amount, and a take-home table from $30k to $250k — or open the all-province calculator.
All 13 jurisdictions
Brackets and take-home, by province
Every card shows your province's top combined marginal rate and the take-home pay a $80,000-a-year salaried worker would keep there in 2026.
NU
Nunavut
Combined top rate 44.50%
Take-home at $80,000 $61,732
Brackets & calculator NT Northwest Territories
Combined top rate 47.05%
Take-home at $80,000 $60,512
Brackets & calculator BC British Columbia
Combined top rate 53.50%
Take-home at $80,000 $60,454
Brackets & calculator YT Yukon
Combined top rate 48.00%
Take-home at $80,000 $60,262
Brackets & calculator AB Alberta
Combined top rate 48.00%
Take-home at $80,000 $59,933
Brackets & calculator ON Ontario
Combined top rate 46.16%
Take-home at $80,000 $59,642
Brackets & calculator SK Saskatchewan
Combined top rate 47.50%
Take-home at $80,000 $58,118
Brackets & calculator NB New Brunswick
Combined top rate 52.50%
Take-home at $80,000 $57,379
Brackets & calculator MB Manitoba
Combined top rate 50.40%
Take-home at $80,000 $57,308
Brackets & calculator QC Quebec
Combined top rate 58.75%
Take-home at $80,000 $56,875
Brackets & calculator NL Newfoundland and Labrador
Combined top rate 54.80%
Take-home at $80,000 $56,852
Brackets & calculator PE Prince Edward Island
Combined top rate 53.00%
Take-home at $80,000 $56,439
Brackets & calculator NS Nova Scotia
Combined top rate 54.00%
Take-home at $80,000 $55,576
Brackets & calculator Province ranking
Best and worst provinces for tax at $80,000
Same gross income, same deductions — the only thing that changes is the province. Includes federal tax, provincial tax, CPP/QPP, EI/QPIP and the Ontario Health Premium where it applies.
| # | Province / territory | Total deductions | Take-home | Avg rate | Top combined |
|---|---|---|---|---|---|
| 1 | Nunavut | $18,268 | $61,732 | 22.83% | 44.50% |
| 2 | Northwest Territories | $19,488 | $60,512 | 24.36% | 47.05% |
| 3 | British Columbia | $19,546 | $60,454 | 24.43% | 53.50% |
| 4 | Yukon | $19,738 | $60,262 | 24.67% | 48.00% |
| 5 | Alberta | $20,067 | $59,933 | 25.08% | 48.00% |
| 6 | Ontario | $20,358 | $59,642 | 25.45% | 46.16% |
| 7 | Saskatchewan | $21,882 | $58,118 | 27.35% | 47.50% |
| 8 | New Brunswick | $22,621 | $57,379 | 28.28% | 52.50% |
| 9 | Manitoba | $22,692 | $57,308 | 28.37% | 50.40% |
| 10 | Quebec | $23,125 | $56,875 | 28.91% | 58.75% |
| 11 | Newfoundland and Labrador | $23,148 | $56,852 | 28.94% | 54.80% |
| 12 | Prince Edward Island | $23,561 | $56,439 | 29.45% | 53.00% |
| 13 | Nova Scotia | $24,424 | $55,576 | 30.53% | 54.00% |
Ready to file?
Best tax software in Canada
Once you know your brackets, you have to actually file. Most Canadians can do it for $0 — we compared Wealthsimple Tax, TurboTax, H&R Block, UFile and GenuTax on price, free-tier coverage, NETFILE, Quebec and platform support.
Common questions
Canadian income tax — the basics
Which Canadian province has the lowest income tax in 2026?
At $80,000 of employment income, the lowest-tax province in 2026 is Nunavut — about $61,732 of take-home pay (22.83% average rate). The most-taxed at this income is Nova Scotia at $55,576 take-home (30.53%). Rankings shift somewhat at lower and higher incomes — the table below sorts every province at $80k, and each province page shows take-home from $30k to $250k.
What are the federal tax brackets for 2026?
Federal 2026 brackets (verified at canada.ca after Bill C-4 received Royal Assent March 12, 2026): 14.00% on the first $58,523, then 20.50%, 26.00%, 29.00%, with a top federal rate of 33.00% on income above $258,482. The federal basic personal amount is $16,452 (phased down to $14,829 for high earners).
Did any province raise income tax in 2026?
Yes — British Columbia raised its lowest bracket from 5.06% to 5.60% in Budget 2026 and paused bracket indexation 2027–2030 (bracket creep will quietly raise taxes for BC residents over the next four years). Going the other way, Alberta added a new 8% bracket on the first $61,200 of income — Alberta's biggest tax cut in years, worth up to $750 per person. Saskatchewan's Affordability Act added $890 to the BPA. Nova Scotia removed its BPA clawback. PEI added a new 20% bracket at $200k. Newfoundland kept its eight-bracket structure. The calculator handles all of these.
How accurate are the numbers on RetireSmarter.ca tax pages?
Every bracket, basic personal amount, age amount, pension amount, surtax and the Ontario Health Premium is verified at the government source (canada.ca/CRA for federal, the provincial finance ministry for each jurisdiction). Each province page shows the verification date and source link at the bottom. The take-home calculator handles the federal BPA phase-out, the age-amount clawback, Ontario surtax and Health Premium, Quebec's 16.5% federal abatement, and Quebec's lower QPP rate plus QPIP. The math is validated against CRA payroll deduction tables for representative scenarios. Small simplifications: the enhanced-CPP-deduction nuance worth under $100/yr for most taxpayers, and minor provincial credits like the BC Tax Reduction or Saskatchewan Low-Income Credit, are not modelled.