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RBC Avion Visa Infinite review
The predictability play: a published award chart (long-haul round trips from 35,000 points, up to 2.1¢ each) and the only UNLIMITED medical maximum in the field — within short 15/3-day windows. The 70,000-point offer to July 15 is the richest this card has run in years.
Best for: Deliberate redeemers who want point values they can compute before earning
Pros
- Air Travel Redemption Schedule: long-haul from 35,000 pts against a $750 ticket — fixed, no seat roulette
- Unlimited emergency-medical maximum — unique in the category
- Lowest fee of the premium travel set ($120)
- Up to 70,000 points — apply by July 15, 2026
Cons
- 1.25× travel / 1× everything — the weakest earn of the flagships
- Medical windows are short: 15 days under 65, 3 days at 65+
- No lounge access; 2.5% FX fee stands
Why the award chart matters
Most points programs make you guess what a point is worth; Avion publishes it. The Air Travel Redemption Schedule prices a long-haul Canada/US round trip from 35,000 points against up to a $750 base fare — up to 2.1¢ per point, on any airline, any seat you can buy. Short-haul one-ways start at 7,500. No award-availability roulette, no transfer-partner homework: the value is computable before you earn a single point.
The cost of that predictability is the earn rate — 1.25×/1× trails everything in the tier — so Avion suits moderate spenders who redeem deliberately rather than volume earners. The volume earner’s alternative is Cobalt feeding transfers.
The unlimited-medical asterisk
Certificate-verified: Avion’s emergency medical has no dollar maximum — “the maximum benefit for emergency medical insurance is unlimited” — unique in our research. The windows are the constraint: 15 consecutive days under 65, 3 days at 65+. For a catastrophic event inside those windows, this is the deepest coverage on any Canadian card; outside them it’s nothing, like everyone else. The certificate table lives on the retiree page.
The July 15 deadline
The current welcome — 35,000 on approval, 20,000 with $5,000 in six months, 15,000 at anniversary, applications by July 15, 2026 — totals 70,000 points, enough for two long-haul redemptions off the chart. There’s no first-year fee waiver, but at $120 the offer math is the best this card has shown in years. Against its natural rival: Passport vs Avion.
Frequently asked questions
What does the RBC Avion Visa Infinite cost?
Annual fee: $120 — $50 per additional; no first-year waiver in the current offer. Purchase rate 20.99%; cash advances 22.99%. Foreign transactions: Not published on the card page — confirm in the cardholder agreement (typically 2.5%). All figures verified at RBC’s own pages on June 12, 2026 — compare the field on our main card table.
What are the RBC Avion Visa Infinite’s earn rates — with the caps?
1.25× travel · 1× everything else. Air Travel Redemption Schedule: long-haul round trips from 35,000 pts (to a $750 ticket). Caps are where card marketing goes to die — our worked household math prices every major card through its caps.
Does the RBC Avion Visa Infinite include travel medical insurance?
15 days under 65 · 65+: 3 days — with an UNLIMITED maximum benefit (unique). Card medical attaches to holding the card in good standing (the trip doesn’t need to be charged to it), but trip cancellation/interruption benefits do require paying with the card. The full certificate-verified age-cliff table is on our retiree cards page.
Who can get the RBC Avion Visa Infinite?
$60,000 personal / $100,000 household. Current welcome offer: Up to 70,000 pts: 35,000 on approval + 20,000 with $5,000/6 months + 15,000 anniversary — APPLY BY JULY 15, 2026. Offers change without notice — confirm on the issuer’s page before applying.
The bottom line
Avion is the travel card for people who want to know the answer in advance — fixed redemption value, the deepest medical maximum, the lowest flagship fee. Heavy spenders and FX-heavy travellers look elsewhere; deliberate planners should look before July 15.
Educational review, not credit advice or an offer of credit. Facts verified at RBC’s own pages (insurance from certificates where stated) on June 12, 2026; offers, rates and terms change without notice — confirm on the issuer’s page before applying. Quebec residents may see different offers and rates.