Retirement money news and key dates
Next up: Bank of Canada decision October 28 · Budget 2026 November 5 · CPI for October 2026 November 16.
What the Bank of Canada, Finance Canada, the CRA, Service Canada and Statistics Canada have actually said in the last 90 days, in their own words, plus every dated money event in the next 90: deposits, rate decisions, the CPI, the Budget, OAS adjustments and tax deadlines.
Key dates ahead
The next 90 days, from the agencies that set each date. Deposits and decisions re-highlight from your own clock between daily rebuilds.
| Date | What | Set by | In |
|---|---|---|---|
| Wed October 28, 2026 Oct 28 | Rate decision Bank of Canada rate decision 9:45 a.m. ET, with the Monetary Policy Report | Bank of Canada | 6 days |
| Wed October 28, 2026 Oct 28 | Deposit CPP payment Canada Pension Plan deposit date | Service Canada | 6 days |
| Wed October 28, 2026 Oct 28 | Deposit OAS payment Old Age Security deposit date | Service Canada | 6 days |
| Thu October 29, 2026 Oct 29 | Deposit Veterans disability payment Veteran disability pension deposit date | Veterans Affairs Canada | 7 days |
| Thu November 5, 2026 Nov 5 | Government Budget 2026 Tabled in the House of Commons; date set by Finance Canada · Official notice | Finance Canada | 14 days |
| Tue November 10, 2026 Nov 10 | Deposit OTB payment Ontario trillium benefit deposit date | Canada Revenue Agency | 19 days |
| Mon November 16, 2026 Nov 16 | Data release CPI release (October 2026) 8:30 a.m. ET, Statistics Canada | Statistics Canada | 25 days |
| Thu November 19, 2026 Nov 19 | Deposit CDB payment Canada Disability Benefit deposit date | Service Canada | 28 days |
| Fri November 20, 2026 Nov 20 | Deposit CCB payment Canada child benefit deposit date | Canada Revenue Agency | 29 days |
| Thu November 26, 2026 Nov 26 | Deposit CPP payment Canada Pension Plan deposit date | Service Canada | 35 days |
| Thu November 26, 2026 Nov 26 | Deposit OAS payment Old Age Security deposit date | Service Canada | 35 days |
| Fri November 27, 2026 Nov 27 | Deposit ACFB payment Alberta child and family benefit deposit date | Canada Revenue Agency | 36 days |
| Wed December 9, 2026 Dec 9 | Rate decision Bank of Canada rate decision 9:45 a.m. ET | Bank of Canada | 48 days |
| Tue December 22, 2026 Dec 22 | Deposit CPP payment Canada Pension Plan deposit date | Service Canada | 61 days |
| Tue December 22, 2026 Dec 22 | Deposit OAS payment Old Age Security deposit date | Service Canada | 61 days |
| Fri January 1, 2027 Jan 1, 2027 | Rate change OAS quarterly adjustment Amounts for January to March 2027 take effect (reviewed against CPI each January, April, July and October) | Service Canada | 71 days |
| Fri January 1, 2027 Jan 1, 2027 | Rate change 2027 CPP increase and new TFSA room CPP pensions rise with the January indexation; the new TFSA dollar limit opens | Service Canada / CRA | 71 days |
Sources: Service Canada benefit payment calendar; Bank of Canada schedule of policy interest rate announcements; Statistics Canada release schedule; Finance Canada media advisories; Income Tax Act deadlines (RRSP: 60 days after December 31; filing: April 30, or the next business day).
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Latest official releases
Title and the agency's own summary, nothing added. Tags link to the RetireSmarter page that explains what the item changes. Also available as RSS.
October 2026
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Government of Canada to release Budget 2026 on November 5
Today, the Honourable François-Philippe Champagne, Minister of Finance and National Revenue, announced that he will table Budget 2026 on November 5, 2026.
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Consumer Price Index, September 2026
The Consumer Price Index (CPI) rose 3.1% year over year in September, following a 3.0% increase in August. On a seasonally adjusted monthly basis, the CPI increased 0.4% in September.
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Labour Force Survey, September 2026
Employment declined by 68,000 (-0.3%) in September and the employment rate fell 0.2 percentage points to 60.6%. The unemployment rate increased 0.1 percentage points to 6.5%.
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Secretary of State McLean marks National Seniors Day
September 2026
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Gross domestic product by industry, July 2026
Real gross domestic product was essentially unchanged in July, following three consecutive months of expansion.
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Retail trade, July 2026
Retail sales decreased 0.7% to $73.7 billion in July. Sales were down in eight of nine subsectors, led by declines at general merchandise retailers.
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Canada's population estimates, second quarter 2026
Population estimates for Canada, the provinces, and territories on July 1, 2026, are now available. These new data allow for an analysis of population change during the second quarter of 2026.
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Canada's population estimates: Age and gender, 2026
The population of Canada reached an estimated 41,798,407 people on July 1, 2026, an increase of 189,425 people (+0.5%) from July 1, 2025. This is the lowest annual July-to-July (or June to June before 1946) growth in the total size of the population since 1944/1945 (+126,000; +1.0%) and the lowest growth in percentage since 1915/1916 (+20,000; +0.3%).
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Minister Champagne introduces legislation to extend the federal fuel excise tax relief for Canadians
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Government of Canada announces appointments to the Canada Deposit Insurance Corporation
The Government of Canada is committed to appointing highly qualified candidates who are able to best serve the interests of Canadians, through open, competency-based selection processes for all Governor-in-Council appointments.
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Survey of Household Spending, 2023
Updated data from the 2023 Survey of Household Spending are now available.
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New Housing Price Index, August 2026
The New Housing Price Index (December 2016=100) is now available for August.
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Canada Employment Insurance Commission confirms 2027 Employment Insurance premium rate
Today, the Canada Employment Insurance Commission made available the actuarial report and its summary for the 2027 Employment Insurance (EI) premium rate. The rate for 2027 is set at $1.64 per $100 of insurable earnings for employees and $2.30 for employers, who pay 1.4 times the employee rate. This rate will come into effect on January 1, 2027, and is equal to the 2025 rate.
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Consumer Price Index, August 2026
The Consumer Price Index (CPI) rose 3.0% year over year in August, matching the 3.0% increase in July. On a seasonally adjusted monthly basis, the CPI increased 0.2% in August.
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Greater tax certainty for major investments in Canada
In a more uncertain world, the Government of Canada is giving major investors the clarity and certainty they need to move forward with confidence to get projects built.
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National balance sheet and financial flow accounts, second quarter 2026
The net worth of Canadian households—the value of all assets minus all liabilities—rose 2.9% in the second quarter of 2026 to eclipse $19 trillion, as a boon in equity markets translated into greater household net worth through higher asset valuations.
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Bank of Canada Board launches process to fill external Deputy Governor position
The Board of Directors of the Bank of Canada has initiated a recruitment process to fill the external Deputy Governor position left vacant by the appointment of Nicolas Vincent as a full-time Deputy Governor.
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Supplemental Canada Disability Benefit payments to begin in September
Canada is stronger when everyone has the chance to contribute and thrive. Persons with disabilities are more likely to face barriers to financial and economic security than Canadians without disabilities. The Government of Canada is focused on reducing barriers to accessing support so that persons with disabilities have greater opportunities to participate fully in their communities and the economy.
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Government of Canada Concludes Pre-Budget Consultations for Budget 2026
Yesterday, the Government of Canada concluded its pre-budget consultations for Budget 2026. In the face of ongoing affordability pressures and recent U.S. tariff actions, Budget 2026 will outline the government's next steps to support Canadian workers and businesses, create the conditions for businesses to grow and invest, strengthen Canada’s competitiveness, and build a more resilient and prosperous economy.
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Labour Force Survey, August 2026
Employment declined by 42,000 (-0.2%) in August and the employment rate fell 0.1 percentage points to 60.8%. The unemployment rate was unchanged at 6.4%.
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Bank of Canada unveils new vertical $20 bank note
Her Excellency the Right Honourable Louise Arbour, Governor General of Canada, and the Honourable Wayne Long, Secretary of State (Canada Revenue Agency and Financial Institutions), joined Bank of Canada Governor Tiff Macklem today at an event to unveil Canada’s new vertical $20 bank note featuring a portrait of His Majesty King Charles III.
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Bank of Canada maintains the policy rate at 2¼%
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%.
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The Government of Canada extends the federal fuel excise tax relief on gasoline, diesel, and aviation fuels for Canadians
Today, the Honourable François-Philippe Champagne, Minister of Finance and National Revenue, announced that the government is extending the temporary suspension of the federal fuel excise tax until January 31, 2027, and applying 50% of the regular excise tax rate from February 1 through March 31, 2027. This will bring down everyday costs for Canadians, including truckers and businesses in the food, agriculture, housing, construction, and delivery sectors.
August 2026
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Gross domestic product by industry, June 2026
Real gross domestic product grew 0.3% in June, led by services-producing industries.
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Gross domestic product, income and expenditure, second quarter 2026
Real gross domestic product increased 0.8% in the second quarter of 2026, led by higher exports, household spending and business capital investment.
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Retail trade, June 2026
Retail sales increased 0.6% to $74.3 billion in June. Sales were up in seven of nine subsectors, led by increases at general merchandise retailers.
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New Housing Price Index, July 2026
The New Housing Price Index (December 2016=100) is now available for July.
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Consumer Price Index, July 2026
The Consumer Price Index (CPI) rose 3.0% year over year in July, following a 2.8% gain in June. On a seasonally adjusted monthly basis, the CPI increased 0.3% in July.
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Labour Force Survey, July 2026
Employment increased by 75,000 (+0.4%) in July and the employment rate rose 0.1 percentage points to 60.9%. The unemployment rate declined 0.1 percentage points to 6.4%.
July 2026
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G7 2026 Cross-Border Coordination Exercise (CBCE)
The G7 Cyber Expert Group (CEG) successfully concluded its 2026 Cross-border coordination exercise (CBCE) on May 18, 2026. This exercise demonstrates the Group’s ongoing commitment to strengthening cyber resilience across the G7 financial sector.
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Gross domestic product by industry, May 2026
Real gross domestic product expanded 0.3% in May, as both goods-producing and services-producing industries expanded in the month.
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Pension plans in Canada, as of January 1, 2025
The number of Canadians who were active members of a registered pension plan (RPP) grew by 132,000 (+1.8%) from 2023 to nearly 7.4 million members in 2024. Employment grew by 394,200 (+2.1%) over the same period, according to the Labour Force Survey (LFS).
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Bank of Canada publishes its 2027 schedule for policy interest rate announcements and other major publications
The Bank of Canada today published its 2027 schedule for policy interest rate announcements and the release of the quarterly Monetary Policy Report.
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New Housing Price Index, June 2026
The New Housing Price Index (December 2016=100) is now available for June.
No releases from this source in the last 90 days.
Feeds: Bank of Canada · Department of Finance Canada · Canada Revenue Agency · Employment and Social Development Canada · Statistics Canada. Last read October 22, 2026.
Frequently asked questions
When is the next Bank of Canada rate announcement?
Wednesday, October 28, 2026, at 9:45 a.m. ET, with the Monetary Policy Report. That is 6 days away. The full schedule, today's policy rate and every decision this year are on our Bank of Canada rate announcement dates page.
When is Budget 2026?
Thursday, November 5, 2026. Finance Canada announced the date in a media advisory (linked in the news list below). That is 14 days away. Any change to the TFSA limit, tax brackets, CPP, OAS or benefit rules announced that day will appear here from the government's own release, and on the matching RetireSmarter page once it is law.
When is the next CPI (inflation) release?
Monday, November 16, 2026, at 8:30 a.m. ET, from Statistics Canada. The current rate, the core measures and what the CPI does to CPP, OAS and TFSA indexation are on our Canada inflation rate page.
When are the next CPP and OAS payments?
CPP: Wednesday, October 28, 2026. OAS: Wednesday, October 28, 2026. Both dates come from Service Canada's published calendar; the full year, plus the current maximum amounts, is on our CPP and OAS payment date pages.
Where does this news come from, and how often is it updated?
Five official feeds: the Bank of Canada's press releases, and the Canada News Centre feeds for the Department of Finance, the Canada Revenue Agency and Employment and Social Development Canada, plus Statistics Canada's The Daily. We show the agency's own title and summary sentence, tagged by topic, with a link to the full release; we do not paraphrase or add commentary. Items from feeds that mix in ministerial travel and appointments are kept only when they touch benefits, tax, pensions, inflation, rates or housing. The page is rebuilt every morning and again at 11 a.m. ET on weekdays (last read October 22, 2026).
This page republishes official government and Bank of Canada text with links to the source. It is for information only and is not financial advice. We do not forecast rate decisions, inflation or Budget measures.
Live from the source, refreshed daily
Read every morning from Service Canada, Statistics Canada, the Bank of Canada and the CRA, and again at 11 a.m. ET on weekdays. Published figures only, no estimates.