2026 Tax Year · British Columbia

British Columbia income tax brackets 2026

Q: What are the British Columbia income tax brackets for 2026?

British Columbia's 2026 provincial brackets start at 5.60% on the first $50,363 and climb to a top provincial rate of 20.50% on income above $265,545. Add the federal brackets on top (14.00% to 33.00%) and your combined top marginal rate is 53.50% . The full schedule is in the table above. Every figure is verified at the British Columbia finance ministry source.

Q: What is the British Columbia basic personal amount in 2026?

British Columbia's 2026 basic personal amount (BPA) is $13,216 — the slice of income that's effectively tax-free at the provincial level. The federal BPA is $16,452 (phased down to $14,829 for high earners). Both are non-refundable credits applied at the lowest bracket rate (14.00% federally, 5.06% in British Columbia), so the dollar value of the BPA is each amount multiplied by that rate.

Q: How much income tax will I pay in British Columbia on a $80,000 salary?

At $80,000 of employment income in 2026, a British Columbia resident under 65 with no RRSP deduction takes home roughly $60,454 — that's 24.43% of gross income going to combined federal tax, British Columbia provincial tax, CPP and EI. Drop your real numbers into the calculator for a take-home matched to your situation (RRSP contribution, age, eligible pension income).

Q: Where does British Columbia rank against the other provinces and territories?

At $80,000 of income, British Columbia ranks #3 of 13 jurisdictions by take-home — one of the lowest-tax places in Canada at this income. The leader is Nunavut ($61,732 take-home) and the most-taxed is Nova Scotia ($55,576). The full table is just above this FAQ.

Every British Columbia provincial bracket, basic personal amount, age amount and combined federal+provincial marginal rate for the 2026 tax year — verified at the British Columbia source. Combined top marginal: 53.50%. At $80,000 of income, you keep about $60,454 (rank #3 of 13 provinces and territories).

Open the calculator Jump to brackets

Combined brackets

British Columbia + federal marginal rates (2026)

Every row shows a taxable-income band and the combined marginal rate applied to it — federal plus British Columbia provincial — so you can see at a glance what the next dollar of income costs at your level.

Taxable income	Federal	British Columbia	Combined
$0 – $50,363	14.00%	5.60%	19.60%
$50,363 – $58,523	14.00%	7.70%	21.70%
$58,523 – $100,728	20.50%	7.70%	28.20%
$100,728 – $115,648	20.50%	10.50%	31.00%
$115,648 – $117,045	20.50%	12.29%	32.79%
$117,045 – $140,430	26.00%	12.29%	38.29%
$140,430 – $181,440	26.00%	14.70%	40.70%
$181,440 – $190,405	29.00%	14.70%	43.70%
$190,405 – $258,482	29.00%	16.80%	45.80%
$258,482 – $265,545	33.00%	16.80%	49.80%
Above $265,545	33.00%	20.50%	53.50%

Personal credits

British Columbia basic credits (2026)

Basic Personal Amount $13,216

First $13,216 of income is sheltered from British Columbia tax at the 5.06% credit rate ($669 in tax savings).

Age Amount (65+) $5,927

Reduces by 15% of income above $44,119; gone entirely above $83,632.

Pension Income Amount $1,000

Up to $1,000 of eligible pension income (RRIF, RPP, LIF) generates a 5.06% provincial credit.

Federal BPA $16,452

Phases down to $14,829 between $181,440 and $258,482 of taxable income.

BC Budget 2026 (Feb 17, 2026) RAISED the lowest bracket from 5.06% to 5.60% — a real tax hike on every BC taxpayer.
BC PAUSED bracket indexation for 2027–2030; brackets are frozen at 2026 levels through 2030 (resumes 2031).
BC Tax Reduction Credit raised from $575 to $690 — not modelled here but reduces tax for incomes under ~$45k.
MSP premiums were eliminated Jan 1, 2020; no EHT applies to individuals (employer-only payroll tax above $1M).

Take-home pay

British Columbia take-home pay by salary (2026)

A British Columbia resident under 65 with no RRSP deduction. CPP and EI modelled. Drop in your real numbers — including RRSP contribution and age — in the calculator.

Gross income	Federal tax	British Columbia tax	CPP	EI	Total deductions	Take-home	Avg rate
$30,000	$1,608	$1,011	$1,577	$489	$4,685	$25,315	15.62%
$50,000	$4,195	$2,131	$2,767	$815	$9,908	$40,092	19.82%
$75,000	$8,518	$4,049	$4,246	$1,123	$17,936	$57,064	23.92%
$100,000	$13,643	$5,974	$4,646	$1,123	$25,386	$74,614	25.39%
$150,000	$25,706	$12,049	$4,646	$1,123	$43,524	$106,476	29.02%
$250,000	$53,965	$28,000	$4,646	$1,123	$87,735	$162,265	35.09%

How British Columbia ranks

British Columbia vs every other province at $80,000

Same income, same deductions, only the province changes. Sorted by take-home — best at the top.

#	Province / territory	Total tax + payroll	Take-home	Avg rate	vs. British Columbia
1	Nunavut	$18,268	$61,732	22.83%	+$1,279 more
2	Northwest Territories	$19,488	$60,512	24.36%	+$58 more
3	British Columbia	$19,546	$60,454	24.43%	you live here
4	Yukon	$19,738	$60,262	24.67%	-$192
5	Alberta	$20,067	$59,933	25.08%	-$521
6	Ontario	$20,358	$59,642	25.45%	-$812
7	Saskatchewan	$21,882	$58,118	27.35%	-$2,336
8	New Brunswick	$22,621	$57,379	28.28%	-$3,075
9	Manitoba	$22,692	$57,308	28.37%	-$3,146
10	Quebec	$23,125	$56,875	28.91%	-$3,579
11	Newfoundland and Labrador	$23,148	$56,852	28.94%	-$3,602
12	Prince Edward Island	$23,561	$56,439	29.45%	-$4,014
13	Nova Scotia	$24,424	$55,576	30.53%	-$4,878

Common questions

British Columbia income tax — common questions

What are the British Columbia income tax brackets for 2026?

British Columbia's 2026 provincial brackets start at 5.60% on the first $50,363 and climb to a top provincial rate of 20.50% on income above $265,545. Add the federal brackets on top (14.00% to 33.00%) and your combined top marginal rate is 53.50%. The full schedule is in the table above. Every figure is verified at the British Columbia finance ministry source.

What is the British Columbia basic personal amount in 2026?

British Columbia's 2026 basic personal amount (BPA) is $13,216 — the slice of income that's effectively tax-free at the provincial level. The federal BPA is $16,452 (phased down to $14,829 for high earners). Both are non-refundable credits applied at the lowest bracket rate (14.00% federally, 5.06% in British Columbia), so the dollar value of the BPA is each amount multiplied by that rate.

How much income tax will I pay in British Columbia on a $80,000 salary?

At $80,000 of employment income in 2026, a British Columbia resident under 65 with no RRSP deduction takes home roughly $60,454 — that's 24.43% of gross income going to combined federal tax, British Columbia provincial tax, CPP and EI. Drop your real numbers into the calculator for a take-home matched to your situation (RRSP contribution, age, eligible pension income).

Where does British Columbia rank against the other provinces and territories?

At $80,000 of income, British Columbia ranks #3 of 13 jurisdictions by take-home — one of the lowest-tax places in Canada at this income. The leader is Nunavut ($61,732 take-home) and the most-taxed is Nova Scotia ($55,576). The full table is just above this FAQ.

Should I make an RRSP contribution to reduce my British Columbia tax bill?

An RRSP contribution reduces taxable income dollar-for-dollar, so the refund is your combined marginal rate times the amount you contribute. At a British Columbia top marginal rate of 53.50%, a $10,000 RRSP contribution returns about $5,350 at tax time. The calculator shows the exact refund for your income level. For the deeper RRSP-vs-TFSA decision (the refund is not free — you pay tax on RRSP withdrawals later), use our RRSP vs TFSA calculator.

Brackets and credits verified at the British Columbia source on June 12, 2026. The figures here will be re-verified each January when 2027 indexation is published.