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2026 Tax Year · New Brunswick

New Brunswick income tax brackets 2026

Every New Brunswick provincial bracket, basic personal amount, age amount and combined federal+provincial marginal rate for the 2026 tax year — verified at the New Brunswick source. Combined top marginal: 52.50%. At $80,000 of income, you keep about $57,379 (rank #8 of 13 provinces and territories).

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Combined brackets

New Brunswick + federal marginal rates (2026)

Every row shows a taxable-income band and the combined marginal rate applied to it — federal plus New Brunswick provincial — so you can see at a glance what the next dollar of income costs at your level.

Taxable income Federal New Brunswick Combined
$0 – $52,333 14.00% 9.40% 23.40%
$52,333 – $58,523 14.00% 14.00% 28.00%
$58,523 – $104,666 20.50% 14.00% 34.50%
$104,666 – $117,045 20.50% 16.00% 36.50%
$117,045 – $181,440 26.00% 16.00% 42.00%
$181,440 – $193,861 29.00% 16.00% 45.00%
$193,861 – $258,482 29.00% 19.50% 48.50%
Above $258,482 33.00% 19.50% 52.50%

Personal credits

New Brunswick basic credits (2026)

Basic Personal Amount $13,664

First $13,664 of income is sheltered from New Brunswick tax at the 9.40% credit rate ($1,284 in tax savings).

Age Amount (65+) $6,158

Reduces by 15% of income above $45,844; gone entirely above $86,898.

Pension Income Amount $1,000

Up to $1,000 of eligible pension income (RRIF, RPP, LIF) generates a 9.40% provincial credit.

Federal BPA $16,452

Phases down to $14,829 between $181,440 and $258,482 of taxable income.

  • NB reformed brackets in 2023 (added a tier, lowered top rate from 20.3% to 19.5%); 2026 reflects normal 2.0% indexation only.

Take-home pay

New Brunswick take-home pay by salary (2026)

A New Brunswick resident under 65 with no RRSP deduction. CPP and EI modelled. Drop in your real numbers — including RRSP contribution and age — in the calculator.

Gross income Federal tax New Brunswick tax CPP EI Total deductions Take-home Avg rate
$30,000 $1,608 $1,536 $1,577 $489 $5,209 $24,791 17.36%
$50,000 $4,195 $3,416 $2,767 $815 $11,193 $38,807 22.39%
$75,000 $8,518 $6,808 $4,246 $1,123 $20,696 $54,304 27.59%
$100,000 $13,643 $10,308 $4,646 $1,123 $29,721 $70,279 29.72%
$150,000 $25,706 $18,215 $4,646 $1,123 $49,690 $100,310 33.13%
$250,000 $53,965 $36,180 $4,646 $1,123 $95,914 $154,086 38.37%

How New Brunswick ranks

New Brunswick vs every other province at $80,000

Same income, same deductions, only the province changes. Sorted by take-home — best at the top.

# Province / territory Total tax + payroll Take-home Avg rate vs. New Brunswick
1 Nunavut $18,268 $61,732 22.83% +$4,353 more
2 Northwest Territories $19,488 $60,512 24.36% +$3,133 more
3 British Columbia $19,546 $60,454 24.43% +$3,075 more
4 Yukon $19,738 $60,262 24.67% +$2,883 more
5 Alberta $20,067 $59,933 25.08% +$2,554 more
6 Ontario $20,358 $59,642 25.45% +$2,263 more
7 Saskatchewan $21,882 $58,118 27.35% +$739 more
8 New Brunswick $22,621 $57,379 28.28% you live here
9 Manitoba $22,692 $57,308 28.37% -$71
10 Quebec $23,125 $56,875 28.91% -$504
11 Newfoundland and Labrador $23,148 $56,852 28.94% -$527
12 Prince Edward Island $23,561 $56,439 29.45% -$940
13 Nova Scotia $24,424 $55,576 30.53% -$1,803

Common questions

New Brunswick income tax — common questions

What are the New Brunswick income tax brackets for 2026?
New Brunswick's 2026 provincial brackets start at 9.40% on the first $52,333 and climb to a top provincial rate of 19.50% on income above $193,861. Add the federal brackets on top (14.00% to 33.00%) and your combined top marginal rate is 52.50%. The full schedule is in the table above. Every figure is verified at the New Brunswick finance ministry source.
What is the New Brunswick basic personal amount in 2026?
New Brunswick's 2026 basic personal amount (BPA) is $13,664 — the slice of income that's effectively tax-free at the provincial level. The federal BPA is $16,452 (phased down to $14,829 for high earners). Both are non-refundable credits applied at the lowest bracket rate (14.00% federally, 9.40% in New Brunswick), so the dollar value of the BPA is each amount multiplied by that rate.
How much income tax will I pay in New Brunswick on a $80,000 salary?
At $80,000 of employment income in 2026, a New Brunswick resident under 65 with no RRSP deduction takes home roughly $57,379 — that's 28.28% of gross income going to combined federal tax, New Brunswick provincial tax, CPP and EI. Drop your real numbers into the calculator for a take-home matched to your situation (RRSP contribution, age, eligible pension income).
Where does New Brunswick rank against the other provinces and territories?
At $80,000 of income, New Brunswick ranks #8 of 13 jurisdictions by take-home — in the middle of the pack. The leader is Nunavut ($61,732 take-home) and the most-taxed is Nova Scotia ($55,576). The full table is just above this FAQ.
Should I make an RRSP contribution to reduce my New Brunswick tax bill?
An RRSP contribution reduces taxable income dollar-for-dollar, so the refund is your combined marginal rate times the amount you contribute. At a New Brunswick top marginal rate of 52.50%, a $10,000 RRSP contribution returns about $5,250 at tax time. The calculator shows the exact refund for your income level. For the deeper RRSP-vs-TFSA decision (the refund is not free — you pay tax on RRSP withdrawals later), use our RRSP vs TFSA calculator.

Brackets and credits verified at the New Brunswick source on June 12, 2026. The figures here will be re-verified each January when 2027 indexation is published.