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2026 Tax Year · Northwest Territories

Northwest Territories income tax brackets 2026

Every Northwest Territories provincial bracket, basic personal amount, age amount and combined federal+provincial marginal rate for the 2026 tax year — verified at the Northwest Territories source. Combined top marginal: 47.05%. At $80,000 of income, you keep about $60,512 (rank #2 of 13 provinces and territories).

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Combined brackets

Northwest Territories + federal marginal rates (2026)

Every row shows a taxable-income band and the combined marginal rate applied to it — federal plus Northwest Territories provincial — so you can see at a glance what the next dollar of income costs at your level.

Taxable income Federal Northwest Territories Combined
$0 – $53,003 14.00% 5.90% 19.90%
$53,003 – $58,523 14.00% 8.60% 22.60%
$58,523 – $106,009 20.50% 8.60% 29.10%
$106,009 – $117,045 20.50% 12.20% 32.70%
$117,045 – $172,346 26.00% 12.20% 38.20%
$172,346 – $181,440 26.00% 14.05% 40.05%
$181,440 – $258,482 29.00% 14.05% 43.05%
Above $258,482 33.00% 14.05% 47.05%

Personal credits

Northwest Territories basic credits (2026)

Basic Personal Amount $18,198

First $18,198 of income is sheltered from Northwest Territories tax at the 5.90% credit rate ($1,074 in tax savings).

Age Amount (65+) $7,635

Reduces by 15% of income above $46,432; gone entirely above $97,332.

Pension Income Amount $1,000

Up to $1,000 of eligible pension income (RRIF, RPP, LIF) generates a 5.90% provincial credit.

Federal BPA $16,452

Phases down to $14,829 between $181,440 and $258,482 of taxable income.

  • NWT has a refundable Cost-of-Living Tax Credit on NT428 (not modelled here — it reduces tax further for residents).
  • The separate NWT Cost-of-Living Offset (carbon-tax rebate, NTCOLO) was CANCELLED with final payments April 4, 2025.
  • Age amount $7,635 is a 2025 + 2.0% indexation estimate pending NT428 2026 confirmation.

Take-home pay

Northwest Territories take-home pay by salary (2026)

A Northwest Territories resident under 65 with no RRSP deduction. CPP and EI modelled. Drop in your real numbers — including RRSP contribution and age — in the calculator.

Gross income Federal tax Northwest Territories tax CPP EI Total deductions Take-home Avg rate
$30,000 $1,608 $696 $1,577 $489 $4,370 $25,630 14.57%
$50,000 $4,195 $1,876 $2,767 $815 $9,653 $40,347 19.31%
$75,000 $8,518 $3,945 $4,246 $1,123 $17,833 $57,167 23.78%
$100,000 $13,643 $6,095 $4,646 $1,123 $25,508 $74,492 25.51%
$150,000 $25,706 $11,979 $4,646 $1,123 $43,454 $106,546 28.97%
$250,000 $53,965 $25,616 $4,646 $1,123 $85,350 $164,650 34.14%

How Northwest Territories ranks

Northwest Territories vs every other province at $80,000

Same income, same deductions, only the province changes. Sorted by take-home — best at the top.

# Province / territory Total tax + payroll Take-home Avg rate vs. Northwest Territories
1 Nunavut $18,268 $61,732 22.83% +$1,220 more
2 Northwest Territories $19,488 $60,512 24.36% you live here
3 British Columbia $19,546 $60,454 24.43% -$58
4 Yukon $19,738 $60,262 24.67% -$250
5 Alberta $20,067 $59,933 25.08% -$579
6 Ontario $20,358 $59,642 25.45% -$870
7 Saskatchewan $21,882 $58,118 27.35% -$2,394
8 New Brunswick $22,621 $57,379 28.28% -$3,133
9 Manitoba $22,692 $57,308 28.37% -$3,204
10 Quebec $23,125 $56,875 28.91% -$3,637
11 Newfoundland and Labrador $23,148 $56,852 28.94% -$3,660
12 Prince Edward Island $23,561 $56,439 29.45% -$4,073
13 Nova Scotia $24,424 $55,576 30.53% -$4,936

Common questions

Northwest Territories income tax — common questions

What are the Northwest Territories income tax brackets for 2026?
Northwest Territories's 2026 provincial brackets start at 5.90% on the first $53,003 and climb to a top provincial rate of 14.05% on income above $172,346. Add the federal brackets on top (14.00% to 33.00%) and your combined top marginal rate is 47.05%. The full schedule is in the table above. Every figure is verified at the Northwest Territories finance ministry source.
What is the Northwest Territories basic personal amount in 2026?
Northwest Territories's 2026 basic personal amount (BPA) is $18,198 — the slice of income that's effectively tax-free at the provincial level. The federal BPA is $16,452 (phased down to $14,829 for high earners). Both are non-refundable credits applied at the lowest bracket rate (14.00% federally, 5.90% in Northwest Territories), so the dollar value of the BPA is each amount multiplied by that rate.
How much income tax will I pay in Northwest Territories on a $80,000 salary?
At $80,000 of employment income in 2026, a Northwest Territories resident under 65 with no RRSP deduction takes home roughly $60,512 — that's 24.36% of gross income going to combined federal tax, Northwest Territories provincial tax, CPP and EI. Drop your real numbers into the calculator for a take-home matched to your situation (RRSP contribution, age, eligible pension income).
Where does Northwest Territories rank against the other provinces and territories?
At $80,000 of income, Northwest Territories ranks #2 of 13 jurisdictions by take-home — one of the lowest-tax places in Canada at this income. The leader is Nunavut ($61,732 take-home) and the most-taxed is Nova Scotia ($55,576). The full table is just above this FAQ.
Should I make an RRSP contribution to reduce my Northwest Territories tax bill?
An RRSP contribution reduces taxable income dollar-for-dollar, so the refund is your combined marginal rate times the amount you contribute. At a Northwest Territories top marginal rate of 47.05%, a $10,000 RRSP contribution returns about $4,705 at tax time. The calculator shows the exact refund for your income level. For the deeper RRSP-vs-TFSA decision (the refund is not free — you pay tax on RRSP withdrawals later), use our RRSP vs TFSA calculator.

Brackets and credits verified at the Northwest Territories source on June 12, 2026. The figures here will be re-verified each January when 2027 indexation is published.